| Investment confidence is rising, especially among younger high-net-worth individuals across the UK | More young adults are actively investing, reflecting a generational pivot toward long-term wealth creation | Holding excess cash might feel secure, but over time it risks erosion and missed opportunity |
UK investors are showing optimism, with the past year marking a clear shift in sentiment – especially among younger wealth-builders. According to recent research1, overall investment confidence has risen by 25% year-on-year, with 65% of UK adults now feeling optimistic about investing.
Confidence is particularly strong among the rising generation of high-net-worth individuals. Among 25 to 34-year-olds, 87% expressed confidence in investing – a 15% jump from the previous year. Meanwhile, 75% of 18 to 24-year-olds shared similar optimism, up 10% year-on-year.
Participation picks up
Investor participation is also increasing. Currently, 31% of UK adults are actively investing, up 5% from last year. Among 25 to 34-year-olds, that number jumps to 54% – a notable 13% increase. And the momentum continues: 26% of this age group plan to start investing in 2025, with 38% intending to boost their contributions.
Turning confidence into action
This shift marks a generational pivot toward long-term wealth creation – an encouraging development. Holding excess cash might feel secure, but over time it risks erosion and missed opportunity. A clear, long-term investment strategy, guided by advice, can turn confidence into action and help ensure your money supports your long-term goals.
1Moneybox, 2025
It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. Some rules may vary in different parts of the UK.