| Buy-to-let mortgage product availability hit a record high in February, increasing by 25% year-on-year. | One-third of landlords plan to expand portfolios in 2025, showing growing confidence despite market pressures. | About 40% of landlords are worried about their tenants being able to pay the rent. |
Good news for buy-to-let (BTL) investors as mortgage choices reach a record high. Analysis of BTL product availability1 has found that deal choice increased 25% in February compared to the same month last year. With a total of 3,560, this is the highest product count since the company’s records began in November 2011.
There had been concerns about a potential BTL exodus after legislation of the Renter’s Rights
Bill, a new renter-friendly statute. However, UK landlords are more optimistic than previously thought, according to a recent survey2, with a third of landlords intending to expand their portfolios in 2025, with 43% expecting to see improvements in yield. However, affordability, economic stability and regulation still remain concerns.
Worries relating to the economy topped regulatory changes, with just over 40% of landlords concerned about their tenants’ being able to pay the rent, while regulatory challenges concerned just over a quarter of respondents.
1Moneyfacts, 2025, 2MFS, 2025
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