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Insights

Be purposeful with every penny

Holding excessive amounts of cash can sometimes feel like a safe option, but over longer periods it may come at a cost

Remortgaging gains momentum

Remortgaging has moved back into the spotlight, with recent data indicating a sharp rise in activity during early 2026

Understanding gifting out of income – how regular gifts could help reduce Inheritance Tax

Many families are currently reviewing their estate planning and considering the options available for passing on wealth during their lifetime. One often-overlooked opportunity is the 'gifts out of surplus income' IHT exemption, read our article to learn more #EstatePlanning

A changing path to homeownership

Data highlights that first-time buyers are now entering the housing market later, at around age 33 on average

Borrowers shift strategy as mortgage demand evolves

Demand for variable and tracker mortgages has increased sharply, rising to 13% of searches in April

Life insurance in a changing planning landscape

The inclusion of pensions within Inheritance Tax (IHT) from April 2027 is prompting many to reconsider their assets – what role does life insurance play?

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