Insights

Buying later, borrowing longer – finding the right fit

People are buying their first homes later and choosing longer mortgages to make repayments more manageable. Therefore, about 547,000 of those who stepped onto the property ladder in 2024 will still be paying off their mortgage in their 60s.

Commercial Property Market Review

Retail investment strengthens as demand rises, supply tightens and deals highlight confidence across commercial sectors

Consolidate to solve the pension patchwork puzzle

Do you know where all your pensions are? Across the UK, an estimated 3.3 million unclaimed pension pots worth £31.1bn are sitting unmanaged. 

First-time buyers get a move on

First-time buyers are less sentimental about their first homes than previous generations according to a recent survey. 25% plan to leave their first home after just 4.5 years, often due to lack of space or affordability. Smaller homes and unfamiliar locations are the new norm. 

Navigating global shifts – investing through change

The investing landscape is rapidly evolving due to geopolitical uncertainty, inflation, AI and a changing labour market. The IMF forecasts 3% global growth, but risks remain. 

What’s in store for the housing market this autumn

The UK housing market moves into autumn with steady momentum. Buyers can expect to benefit from improved affordability and negotiating power due to a high volume of homes on the market.

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