Latest News

Self-employed? Start saving for retirement!

If you’re self-employed, remember that your pension is your responsibility.  The self-employed sector is growing, with over one million people becoming self-employed since 20201. A [...]

Fewer young people securing mortgages

A proposed new ‘Freedom to Buy’ mortgage guarantee scheme is unlikely to support prospective FTBs, according to Financial Conduct Authority (FCA) data analysed by Quilter.  [...]

Take a flexible approach to retirement

Since 2015, those over the age of 55 have had more flexibility about how they access some of their pension savings. You can now decide [...]

Rise in ‘non-traditional’ house buying routes

Half of young first-time buyers (FTBs) are willing to consider ‘non-traditional routes’ to get onto the property ladder, according to new research1.  Friend or sibling?  [...]

Economic Review November 2024

Interest rates set to fall more gradually  Last month, the Bank of England (BoE) cut interest rates for only the second time since 2020 but [...]

Avoiding the unretirement ‘tax trap’

Many over-55s are returning to work or planning to ‘unretire’. Having additional income in retirement is a great idea, but it’s essential to consider the [...]

Northern mortgage hotspots

Six Northern cities have seen dramatic rises in mortgage searches, new analysis1 has revealed.  Leeds, Bradford, Manchester, Liverpool, Sheffield and Newcastle now account for almost [...]

RetireInvest Staff Spotlight – Paul Boutle

Welcome to another instalment of our Staff Spotlight series, where we introduce you to various members of the RetireInvest team to help you get to [...]

Residential Property Review – November 2024

Budget caused uncertainty in the market  There was some uncertainty within the housing market ahead of the Autumn Budget at the end of October, which [...]

Commercial Property Review – November 2024

Commercial property market outlook   Despite anticipation of the Autumn Budget, Savills reported that the commercial property market remained stable in October, with some areas of [...]

Beware a drawdown disaster/managing your pension

Before 2015, retirees had to buy an annuity, guaranteeing income for life. This changed with ‘pensions freedom’ which allowed people to access their pension pot [...]

A new Renters’ Rights Bill

A new bill to outlaw no-fault evictions is about to shake up the private rented market. The Renters’ Rights Bill will mean that landlords are [...]

Accepting and preparing for market turbulence

If you’re invested in the stock market, let’s be honest, it doesn’t always go hand in hand with feelings of calm! And that’s ok because [...]

Thinking about overpaying your mortgage?

A mortgage is one of the most significant financial commitments many people will ever make. If you are lucky enough to be in a position [...]

Aligning philanthropy and impact investing

Impact investing, where you purposefully select investments that are aimed at achieving certain social and environmental benefits, provide an opportunity to have a positive impact [...]

The financial benefit of energy efficient homes

The cost of energy bills can vary hugely depending on your property’s EPC rating.  An energy performance certificate (EPC) measures the energy efficiency of a [...]

Economic Review October 2024

Economy set for short term Budget boost  New economic projections produced by the Office for Budget Responsibility (OBR) suggest the Labour administration’s first Budget will [...]

Autumn Budget 2024

“Our mission to grow the economy” Chancellor of the Exchequer, Rachel Reeves, delivered the Labour government’s first Budget on 30 October with a promise to [...]

Confidence back in equity release

Confidence is growing among new and existing equity release customers, according to the latest figures from the Equity Release Council (ERC).  On the up  The [...]

Clear goals essential for successful investing

Investing can seem complex. Start by thinking about your financial goals. It could be saving for retirement, buying a home, funding education or simply growing [...]

Residential Property Review – October 2024

Improving conditions in the residential market  Activity in the residential property market is picking up as house prices continue to show modest growth, according to [...]

Commercial Property Review – October 2024

Commercial market update  UK commercial real estate continues to perform well, according to BNP Paribas Real Estate.  Investor sentiment has improved, with sterling continuing to [...]

Steady growth in an uncertain world

the latest set of projections foresee a period of reliable global growth.  Growth rates beat expectations  Economic growth figures released over the summer generally proved [...]

Is a housing market revival on the cards?

The summer housing market was positive, helped by confidence after the General Election and a reduction in Bank Rate, but what does the future have [...]