Insights

Residential Property Market Review – January 2026

Commercial property 2026: offices lead, AI drives data centres, retail rebounds, hotels set for stronger year.

Commercial Property Market Review – January 2026

Commercial property 2026: offices lead, AI drives data centres, retail rebounds, hotels set for stronger year.

News in Review

This week's edition covers geopolitical tensions, global economic forecasts and signs of renewed UK market resilience.

40-year mortgages offer lifeline to FTBs

More than six in 10 would-be FTBs said that affording the mortgage payments was a significant obstacle to buying a home. A 40-year mortgage could cut monthly payments by hundreds, making it easier to get on the ladder. Just remember: longer terms can mean more interest overall. 

New data reveal trigger points for getting cover 

New data reveal that most people need a trigger event before taking the leap. While 35% of the UK population have life insurance, it often takes a life milestone to act. Life changes or risks can prompt action—but being proactive is key. Don’t wait for a trigger: review your cover today. 

An end to the Bank of Mum and Dad? More than one in ten retirees cutting back on gifting

According to Quilter research, gifting can reduce IHT, but errors can erase benefits. A common pitfall is the ‘gift with reservation of benefit’ - where you give something away but keep using. Make sure to keep detailed records and plan carefully.  

Categories

You are now departing from the regulatory site of Retire Invest.

Neither Retire Invest Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.