Insights and Guides

Residential Property Review – June 2025

May marked the busiest UK housing month since March 2022, signalling renewed momentum. Prime Central London softened amid tax changes, while outer markets stayed resilient. A £39bn pledge for affordable housing could significantly boost supply, though delivery challenges remain. 

Commercial Property Market Review – June 2025

UK commercial property showed signs of recovery in April, with a standout City deal, a retail investment rebound and stable activity in Scotland. While sentiment is improving, inflation, a dip in confidence and global uncertainty remain key risks across sectors. 

Protection insurance demand will soar in 2025

Demand for protection insurance (including income protection, life cover, and private health insurance) is expected to rise significantly in 2025. Economic uncertainties are driving greater awareness, with more people recognising the importance of safeguarding their financial future. 

UK mortgage market strengthens

The UK mortgage market saw a late 2024 boost, with home purchases up 15.6% on the previous year. Lower mortgage rates drove demand, though remortgaging fell by 9%. With 1.8 million deals expiring in 2025, activity may rebound.  

RetireInvest Staff Spotlight – Katie Dinsdale

“The versatility of equity release in addressing diverse financial goals”

Confidence seems to be returning to the equity release market, with total lending topping £622m in Q4 2024. Homeowners are unlocking their property wealth for various reasons, such as home improvements and retirement income. Professional advice is essential.  

UK cities see strong property market growth

UK cities saw strong property market growth in 2024, with Sunderland, Leicester, and Liverpool leading. London, though active, experienced slower growth compared to other regions. Many regional markets are likely to remain competitive in the months ahead.

Is retiring with a mortgage the new normal?

Retiring with a mortgage is increasingly common due to rising rates putting a strain on affordability. Options such as overpayments, switching mortgages, or lifetime products can ease the burden. Expert advice is key to managing debt and securing financial stability.

UK growth outlook dominates Spring Statement

The Chancellor’s Spring Statement was overshadowed by the OBR halving 2025 growth forecasts to 1% due to “increased global uncertainty”. Meanwhile, inflation is set to rise. Policy changes are expected to save £4.8bn and restore the government’s planned fiscal headroom.

Which ‘megatrends’ will dominate in 2025 – and beyond?

Megatrends such as AI, energy demand, geopolitical conflict, and ageing populations are reshaping economies and investments—presenting long-term opportunities despite short-term market fluctuations. These powerful forces will drive major global changes in 2025 and beyond. 

Spring property market insights

It’s been a strong start to 2025, with average house prices up 1.7%. Buyers are benefitting from more choice, while sellers are pricing competitively and mortgage rates are stabilising. Acting swiftly can help buyers secure their ideal home. 

Economic Review – May 2025

Our latest Economic Review looking back on May includes – UK economy grew 0.7% in Q1 2025, beating forecasts. The BoE cut interest rates despite inflation rising to 3.5%. Meanwhile, jobs data showed softening. 

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You are now departing from the regulatory site of Retire Invest.

Neither Retire Invest Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Retire Invest.

Neither Retire Invest Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.

You are now departing from the regulatory site of Retire Invest.

Neither Retire Invest Nor Quilter Financial Planning are responsible for the accuracy of the information contained within the linked site.