Insights

News in Review

The latest data from Halifax shows that house prices decreased by 0.3% month-on-month in September, following an increase of 0.2% in August. Meanwhile, the annual growth rate eased from 2.0% to 1.3%, the slowest rate since April 2024.

Your relationship with risk: time to reassess?

It's natural for your appetite for risk to change. it's important to distinguish between risk tolerance (how much risk feels comfortable) and risk capacity (how much risk you can afford based on your goals and circumstances). Good advice balances both. 

Economic Review – September 2025

UK data highlight persistent pressures – inflation stuck at 3.8% (largely due to food costs), GDP slowed to 0.2%, payrolls fell, with wage growth at 4.8%, while retail sales rose in August but sentiment weakened.  

News in Review

According to ONS, UK GDP is estimated to have grown by an unrevised 0.3% between April and June, compared to an increase of 0.7% in Q1. The BCC has urged the government to take decisive action to improve the competitiveness of the UK economy. In a new report they caution that, without increasing investment and productivity, the UK risks falling further behind its international peers.

Young mortgage holders play a risky protection game

Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.

Young investors lead the charge

UK investors are increasingly optimistic, with younger wealth-builders seeming particularly confident. 87% of 25 to 34-year-olds expressed confidence in investing, meanwhile 54% of this group are actively investing. This shift marks a generational pivot toward long-term wealth creation.  

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