Insights

Mortgage Guarantee Scheme made permanent

The Mortgage Guarantee Scheme aims to sustain availability of high LTV mortgages by incentivising lenders with government-backed guarantees. First-time buyers and home-movers across the UK can benefit, but professional advice is essential to help you choose the right deal. 

News in Review

This week’s News in Review highlights some of the main announcements from Chancellor Rachel Reeves’ second Budget and weakening retail sentiment 

News in Review

This week’s News in Review highlights some of the main announcements from Chancellor Rachel Reeves’ second Budget and weakening retail sentiment 

Economic Review November 2025

In our Economic Review of November – the OBR sets out UK growth prospects, the Bank of England maintains interest rates at their current level following a tight vote and the labour market continues to weaken.

Autumn Budget 2025

The Chancellor’s Budget boosts fiscal headroom, maintains tax pledges and forecasts stronger growth with falling inflation 

Buying later, borrowing longer – finding the right fit

People are buying their first homes later and choosing longer mortgages to make repayments more manageable. Therefore, about 547,000 of those who stepped onto the property ladder in 2024 will still be paying off their mortgage in their 60s.

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