Insights

Residential Property Review – September 2025

The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London. 

Commercial Property Market Review – September 2025

The commercial property market saw lower turnover but bigger deal sizes in early 2025. Outlook for H2 is strong with potential rate cuts boosting investor confidence, though London’s construction pipeline faces challenges despite some support from government-backed projects. 

Home renovations are in – what’s driving the trend?

Seven million UK homeowners are planning renovations, each projected to spend over £14,000 on average in the next two years. Motivations include home working, multi-generational living, and energy-efficient upgrades. Renovation plans are particularly popular among younger age groups.

Investing with confidence – ‘keep calm and carry on’

Uncertainty can make investors hesitate, but long-term growth often comes from staying the course. History shows the best returns follow the worst days, so focus on your goals, not the headlines, and invest with confidence. 

‘Unexpected costs’ hit two in three homebuyers

Two in three homebuyers face unexpected costs such as repairs, legal fees and Stamp Duty, often causing financial strain and delays. Even experienced buyers aren’t immune, with some calling surprise expenses the most frustrating part of buying a home.

Gen X are stashing the cash – time to invest instead?

Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future. 

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