Insights

Gen X are stashing the cash – time to invest instead?

Gen X is building strong cash reserves but missing growth opportunities by avoiding investing. A better balance of savings and investments could help protect long-term wealth from inflation and support a more resilient financial future. 

EPC – three letters that can help landlords get cheaper mortgage deals

Many landlords are missing out on cheaper mortgage deals by not updating their Energy Performance Certificate (EPC) after making green improvements. Properties rated A to C qualify for green mortgages, so getting a new EPC after upgrading is essential. 

Economic Review – August 2025

UK growth beat expectations in Q2, while inflation climbed to an 18-month high. The Bank of England cut rates, but future policy looks uncertain. Public borrowing improved, though fiscal pressures mean tax rises are still likely in the autumn. 

Inheritance Tax receipts hit new highs – why planning matters more than ever 

Inheritance Tax receipts hit a record £8.2bn in 2024/25, likely driven by rising property and asset values and frozen thresholds. As more families face six-figure bills, proactive planning is now essential to maximise Inheritance Tax receipts have hit record highs due to frozen thresholds and rising property values e what you pass on to loved ones. 

Residential Property Review – August 2025

The UK housing market faces mixed conditions for the rest of 2025. Bank Rate cuts support borrowers, but house price growth is slowing due to high supply. Despite this, average home values have risen 20% since 2020, with strong gains outside London.  

Commercial Property Market Review – August 2025

The UK commercial property market showed mixed signals in Q2 2025. London’s data centre demand soared, retail investment rebounded sharply, and Central London’s office and industrial sectors outperformed. Investors remain optimistic despite broader market stagnation. 

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