Insights

Spring property market insights

It’s been a strong start to 2025, with average house prices up 1.7%. Buyers are benefitting from more choice, while sellers are pricing competitively and mortgage rates are stabilising. Acting swiftly can help buyers secure their ideal home. 

Economic Review – May 2025

Our latest Economic Review looking back on May includes – UK economy grew 0.7% in Q1 2025, beating forecasts. The BoE cut interest rates despite inflation rising to 3.5%. Meanwhile, jobs data showed softening. 

Your pension and Inheritance Tax (IHT)

Planned 2027 changes may bring unused pensions into an individual’s estate, ending current IHT protections. Uncertainty remains, but pension savers should review plans with advisers now to stay tax-efficient and ensure you are prepared when full guidance is released. 

Commercial Property Market Review – May 2025

UK commercial property is showing signs of revival. West End investments surged to £1.71bn in Q1 2025, driven by big deals. Offices and industrials lead growth across the UK, while retail remains sluggish amid economic and global uncertainties. 

Residential Property Review – May 2025

UK house prices are forecast to rise by 3.5% in 2025 as rate cuts support demand. March sales surged ahead of Stamp Duty changes. Meanwhile, buy-to-let investors increasingly favour the north, drawn by lower costs and stronger rental yields. 

Navigating uncertain times

It’s a challenging time for the economy, but emotional investing can be costly. Stay focused on long-term goals, avoid panic selling, and stick to a disciplined plan. A steady strategy—and trusted advice—can be your strongest asset amidst uncertainty.  

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